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Frequently Asked
Questions - FAQs
AFTER BECOMING FAMILIAR
WITH THE IMPORTANT INFORMATION IN THIS SECTION
Click On YOUR State At The Bottom of The Page For Local Information
How Much Car Insurance Should
I Buy?
How much insurance should you buy? Many insurance agents will tell you that you should buy as much as you can afford.
But is it really necessary?...
Should You Choose Higher Deductibles On Your
Insurance Coverage?
What is a deductible? A deductible is the amount you pay before your
insurance carrier pays any claim. Insurance companies offer different deductible
options. Generally, the higher the deductible, the lower your insurance
premium...
How Much Can My Auto Rate Increase After One Accident?
Accidents almost always make your insurance rates increase. Most 'at
fault' accidents result in an increase in your insurance premium because the accident will
get rated against all of your...
What Are the
Consequences of Late Insurance Payments?
Did you realize that it could cost you more than a late fee when you
make your insurance payments late? That's right, not only will you incur
a late fee in most cases but also you are jeopardizing your current
coverage and possibly your future rates....
What
Auto Insurance Discounts Should I Ask About?
If you find that your auto insurance rates are getting high you need to
ask about discounts that are available to you. Here are some you should
ask about...
Should I Buy Rental Car Insurance?
Rental car agencies have a menu of insurance policies they would like to
sell you. While each policy could be of some benefit, your own auto
insurance policy may or my not already cover you...
What Should I Do If I Have A
Motor Vehicle Collision?
You’ve just been in an accident. You are shaking and in shock. If you
have an Accident Checklist handy it will help you get through the situation at
hand....
What are the differences between a
Cancellation Notice and Non-Renewal
Notice?
Don't know what the notice in your mail from your insurance company
means? This will explain what cancellation notices and
non-renewal notices are and what they mean to you....
What Should I Do About Car
Insurance When My Children Are Old Enough to Drive?
All children grow up and when they start driving, car insurance has to be
purchased for them. There are several reasons why insurance for young
drivers is so high....
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