This document was last updated January 16, 2007.

We are committed to protecting your privacy and to developing technology that gives you the most powerful and secure online experience. We want to provide an effective, convenient comparative shopping environment. We appreciate your trust, and we treat your information with care and sensitivity. By using AutoInsuranceSmartShopper.com, you consent to the data practices described in this statement. This policy may change periodically, so please check back from time to time. For your information, the date of the last update to this Privacy Policy is stated at the top of this document. In addition to this Privacy Policy, your use of the site is also subject to our Terms of Use.

We may collect the following nonpublic personal information:

• Information that you submit when you  e-mail us.
• Information that you submit as a request for insurance answers. (These responses are for information purposes. It should not be interpreted as a recommendation to buy or sell any insurance product, or to provide financial or legal advice.); 
• Information collected by the insurance agencies or insurance companies that respond to your online or telephone requests, including application information described above, credit information if requested, and information about the insurance policies you purchase; and 
• Information about your transactions with insurance agencies and insurance companies accessible through this site. We may disclose the information described above to: 
• Insurance agents or insurance companies as needed to fulfill your rate requests and/or policy requests; 
• AutoInsuranceSmartShopper.com may share your personal information with companies that perform fulfillment services, technology or marketing services on our behalf (such as data processing, research or email services); 
• Other Companies. AutoInsuranceSmartShopper.com may share your personal information with other trusted companies (including carefully selected marketing partners) in compliance with this Privacy Statement and applicable law; 
• To others only if you consent or as permitted by law.

We restrict access to nonpublic personal information about you to employees of AutoInsuranceSmartShopper.com or of our service providers that have agreed to maintain its confidentiality. We maintain physical, electronic and procedural safeguards that guard your nonpublic personal information.

Here are the types of information we gather.

Information You Give Us: We receive and store any information you enter on our Web site or give us in any other way. When you request a quote or purchase a policy through this site we ask for your personally identifiable information such as your name, phone number, address, e-mail address and social security number.

Transaction Information: This is information directly relating to the services you acquire using our services. It includes services provided to you and associated costs, payment history, insurance claims history, and information necessary for ongoing service, billing and payment.

Consumer Report Information: In order to provide you with a quote our service providers may order consumer reports relating to your credit, driving record and loss history. If you request they will provide you with the name and address of the consumer reporting agency from whom the reports were ordered. By obtaining quotes or applying for services on our site, you are consenting to the ordering of such reports.

Automatic Information: We receive this information from your computer when you visit our Web site, including the Web site you visited before ours, your browser, screen resolution, and operating system. We also store "cookies" on your computer to save information entered during the quoting and comparative rate process, and collect technical data, such as your Internet protocol (IP) address, operating system, and session ID.

Information from Other Sources: We will receive information from those referring you to us. We will keep and update information necessary to provide comparative quotes and to service policies. We might receive information about you from other sources and add it to our account information.

Here is how we use the information you provide.

 Our business changes constantly. This Privacy policy will change also, and use of information that we gather now is subject to the Privacy Notice in effect at the time of use. We invite customers to visit the website occasionally to check for program changes and the latest Privacy Statement. Please note that this Privacy Policy only governs the data held by AutoInsuranceSmartShopper.com and does not apply to the participating service provider once you purchase their services. We encourage you to read their policies.

We use your e-mail address to reply to your requests.

With whom we share this information.

Information about our customers is an important part of our business, and we are not in the business of selling it to others. We disclose information about you to the following people:

The service providers who may be providing comparative rates to you. They may in turn disclose this information to others to complete a quote, complete a transaction, and service you after that transaction. The information sought may include credit reports, motor vehicle reports, previous claims activity and other relevant information. The parties providing this information include affiliated insurance underwriting companies, claims representatives, independent contractors, insurance support organizations, insurance agents and brokers, and courts and government agencies.

We may also disclose quote information and transaction information about you and our former customers to companies that perform marketing services on our behalf or to third parties with whom we have joint marketing agreements, and to companies that have referred you to us or that have a relationship with you.

As we continue to develop our business, we might sell or buy other companies or assets. In such transactions, customer information generally is one of the transferred business assets. Also, in the unlikely event that AutoInsuranceSmartShopper.com or substantially all of its assets are acquired, customer information will of course be one of the transferred assets. We employ other companies and individuals to perform functions on our behalf. Examples include fulfilling orders, delivering packages, sending postal mail and e-mail, removing repetitive information from customer lists, analyzing data, providing marketing assistance, processing credit card payments, and providing customer service. These companies have access to personal information needed to perform their functions, but may not use it for other purposes.

Aggregate Information: AutoInsuranceSmartShopper.com shares the information you provided in aggregate form, to serve ads and to provide on-line and off-line promotions. When we say that we will share such information in "aggregate" form, we mean that we will not disclose individual names, addresses, telephone numbers, email addresses, or other personally identifiable information unless we have your permission.

We release account and other personal information when we believe release is appropriate to comply with law, or to protect the rights, property, or safety of our users, or others. This includes exchanging information with other companies and organizations for fraud protection and credit risk reduction. We may also share information with other third parties to administer our business or provide additional related services, and as otherwise permitted or required by law.

Our site has links to other web sites.

During your visit to our site, you may come across links that will take you to third-party Web sites. AutoInsuranceSmartShopper.com does not control the content of or the information collected from these third-party Web sites. These third-party Web sites are not subject to AutoInsuranceSmartShopper.com's Privacy Policy. Links to third-party sites do not constitute sponsorship, endorsement, or approval by AutoInsuranceSmartShopper.com of the content, policies, or practices of such sites. Therefore, we encourage you to review the privacy policies of these sites before you disclose your personal information to these other parties.

Protecting Children

AutoInsuranceSmartShopper.com does not sell products for purchase by children nor is this site intended for use by children. AutoInsuranceSmartShopper.com abides by the Children's On-Line Privacy Protection Act.

Use, notices and revisions

If you choose to visit AutoInsuranceSmartShopper.com, your visit and any dispute over privacy is subject to this Policy and our Terms of Use, including limitations on damages, arbitration of disputes, and application of the law of the state of Nevada. If you have any concern about privacy at AutoInsuranceSmartShopper.com, please send us a thorough description to CustomerService@AutoInsuranceSmartShopper.com and we will try to resolve it.