The state of Utah follows a No-Fault system
meaning your insurance company will make payments for your
injury claims regardless of fault, up to a specified limit. You
should be aware that the details of a no-fault system vary from
state to state and it is best to check with your state insurance
regulator. Visit our
State
Insurance Regulators page for a list of links to all the
state insurance regulators websites.
Utah state law requires minimum Bodily
Injury Liability coverage of $25,000 per injured person up to a
total of $50,000 per accident, and Property Damage Liability
coverage with a minimum limit of $15,000. This basic coverage is
often referred to as 25/50/15 coverage.
Personal Injury Protection (PIP) in your
coverage helps pay for "reasonable and necessary" medical
expenses for you and your passengers. Utah state law requires a
minimum Personal Injury Protection coverage of $3,000.
To help protect against damages caused to
you and your passengers by an uninsured driver, Utah state law
requires a minimum Uninsured/Underinsured Motorist coverage of
$25,000 per person, $50,000 per accident for any bodily injury
caused by the uninsured driver.
